Blog - Scott & Stacey "The Spears Team" Spears

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Why So Many People Fall in Love with Homeownership

Chances are at some point in your life you’ve heard the phrase, home is where the heart is. There’s a reason that’s said so often. Becoming a homeowner is emotional. So, if you’re trying to decide if you want to keep on renting or if you’re ready to buy a home this year, here’s why it’s so easy to fall […]
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Avoid These Common Mistakes After Applying for a Mortgage

If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of things […]
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When You Sell Your House, Where Do You Plan To Go?

If you’re thinking about selling your house, you may have heard the supply of homes for sale is still low, and that means your house should stand out to buyers who are craving more options. But you may also be wondering, once you sell, how does the current supply impact your own move? And, will you be able […]
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Thinking About Using Your 401(k) To Buy a Home?

🏡 As the year winds down, you may have decided it's time to make a move and put your house on the market. But should you sell now or wait until January?

Front Porch Why So Many People Fall in Love with Homeownership Chances are at some point in your life you’ve heard the phrase, home is where the heart is. There’s a reason that’s said so often. Becoming a homeowner is emotional. So, if you’re trying to decide if you want to keep on renting or if you’re ready to buy a home this year, here’s why it’s so easy to fall […]

Front Porch Avoid These Common Mistakes After Applying for a Mortgage If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of things […]

Front Porch When You Sell Your House, Where Do You Plan To Go? If you’re thinking about selling your house, you may have heard the supply of homes for sale is still low, and that means your house should stand out to buyers who are craving more options. But you may also be wondering, once you sell, how does the current supply impact your own move? And, will you be able […]

Front Porch Thinking About Using Your 401(k) To Buy a Home? 🏡 As the year winds down, you may have decided it's time to make a move and put your house on the market. But should you sell now or wait until January?

Front Porch Reasons To Sell Your House Before the New Year 🏡 As the year winds down, you may have decided it's time to make a move and put your house on the market. But should you sell now or wait until January?

Front Porch Affordable Homeownership Strategies for Gen Z 🏡 The idea of affordable homeownership has always been a big part of the American Dream. It's a symbol of stability, independence,

Front Porch Spooky features to add value this Halloween 👻 The scariest night of the year is upon us so here's a look at the most terrifying renovations to add value to your home this Halloween.

Front Porch Prices Break $400k Barrier Again 💸 American property prices continue to defy the gravity of higher mortgage costs with values rising for a fifth consecutive month.

Front Porch Your Home Equity Can Offset Affordability Challenges 📊 Mortgage rates may be making you wonder if selling is the right decision. Here’s what you need to know about how home equity can help.

Front Porch Why Is Housing Inventory So Low? 🏡 Why is it so hard to find a house to buy? And while it may be tempting to wait it out until you have more options, that’s probably not the best strategy. Here’s why.

Front Porch Get Ready for Smaller, More Affordable Homes. 🏡 In some ways, smaller homes are already here. When the pandemic hit, the meaning of home changed. People needed the space their home provided not only as a place to live, but as a place to work, go to school, exercise, and more.

Front Porch Expert Home Price Forecasts Revised Up for 2023 📈 Toward the end of last year, there were a number of headlines saying home prices were going to fall substantially in 2023

Front Porch Gen Z: The Next Generation Is Making Moves in the Housing Market 💁🏽‍♀️ Generation Z (Gen Z) is eager to put down their own roots and achieve financial independence. As a result, they’re turning to homeownership.

Front Porch Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. And after years of being virtually nonexistent, more people are once again using ARMs when buying a home.

Front Porch Don’t Fall for the Next Shocking Headlines About Home Prices If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices? And it’s no surprise you don’t have the clarity you need on that topic. Part of the issue is how headlines are talking about prices.

Front Porch How Remote Work Expands Your Home Buying Horizons 👩🏽‍💻 Even as some companies transition back into the office, remote work remains a popular choice for many professionals. So, if you currently enjoy working from home or hope to be able to soon, you’re not alone.

Front Porch Reasons Your Home May Not Be Selling 🏡 The current housing market is generally favorable to sellers due to today’s limited housing supply, there are still factors that can cause delays or even prevent a house from selling.

Front Porch Americans Still View Homeownership as the American Dream 🇺🇸 Everyone’s interpretation of the American Dream is unique and personal. But, for many people, it’s tied to a sense of success, freedom, and prosperity.

Front Porch What Homebuyers Need To Know About Credit Scores If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan.

Front Porch Your Needs Matter More Than Today’s Mortgage Rates Today’s mortgage rates are top-of-mind for many homebuyers right now. As a result, if you’re thinking about buying for the first time

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